{"id":13770,"date":"2025-12-10T23:37:41","date_gmt":"2025-12-10T21:37:41","guid":{"rendered":"https:\/\/www.miaumagazin.sk\/home\/?p=13770"},"modified":"2025-12-10T23:43:30","modified_gmt":"2025-12-10T21:43:30","slug":"chystate-sa-autom-na-dovolenku-poriadne-si-to-rozmyslite","status":"publish","type":"post","link":"https:\/\/www.miaumagazin.sk\/home\/chystate-sa-autom-na-dovolenku-poriadne-si-to-rozmyslite\/","title":{"rendered":"Chyst\u00e1te sa autom na dovolenku?  Poriadne si to rozmyslite"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><em>\u010ci u\u017e cestujete na dovolenku k\u00a0moru, alebo na ly\u017eova\u010dku do \u00c1lp, popularita dovolenky autom je st\u00e1le vysok\u00e1, preto\u017ee pon\u00faka mno\u017estvo v\u00fdhod. Ide predov\u0161etk\u00fdm o flexibilitu a komfort, ktor\u00e9 v\u00e1m umo\u017e\u0148uj\u00fa napl\u00e1nova\u0165 si cestu bez obmedzen\u00ed. Cesta autom pon\u00faka s\u00fakromie, pohodlie, dostatok miesta pre bato\u017einu, ktor\u00e1 je hne\u010f po ruke. <\/em><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Cestovn\u00e9 poistenie pri ceste autom naozaj nesta\u010d\u00ed<\/strong><\/p>\n<p>Cestovn\u00e9 poistenie je nevyhnutnou s\u00fa\u010das\u0165ou ka\u017edej dovolenky. Najd\u00f4le\u017eitej\u0161ie je <strong>poistenie lie\u010debn\u00fdch n\u00e1kladov<\/strong> v pr\u00edpade choroby alebo \u00farazu po\u010das pobytu v zahrani\u010d\u00ed. Bez poistenia sa vystavujete riziku \u00fahrady spolu\u00fa\u010dasti za poskytnut\u00fa zdravotn\u00fa starostlivos\u0165 v nav\u0161t\u00edvenej krajine (aj v pr\u00edpade, ak cestujete v r\u00e1mci E\u00da a uplat\u0148ujete si Eur\u00f3psky preukaz zdravotn\u00e9ho poistenia) alebo cel\u00e9ho o\u0161etrenia. Poistenie zah\u0155\u0148a aj <strong>\u00farazov\u00e9 poistenie<\/strong>,<strong> poistenie bato\u017einy a zodpovednosti za \u0161kodu<\/strong>, ktor\u00fa sp\u00f4sob\u00edte tret\u00edm osob\u00e1m. To zah\u0155\u0148a \u0161kody na majetku alebo zdrav\u00ed in\u00fdch os\u00f4b, \u010do je obzvl\u00e1\u0161\u0165 d\u00f4le\u017eit\u00e9 v pr\u00edpade neh\u00f4d alebo in\u00fdch ne\u00famyseln\u00fdch incidentov. S\u00fa\u010das\u0165ou cestovn\u00e9ho poistenia s\u00fa aj <strong>asisten\u010dn\u00e9 slu\u017eby v\u00a0zahrani\u010d\u00ed<\/strong>. Medzi doplnkov\u00e9 asisten\u010dn\u00e9 slu\u017eby patr\u00ed aj pr\u00e1vna pomoc, pomoc v pr\u00edpade straty alebo odcudzenia dokladov, asistencia pri pred\u010dasnom n\u00e1vrate \u010di technick\u00e1 asistencia v pr\u00edpade zna\u010dnej \u0161kody na majetku v mieste bydliska po\u010das va\u0161ej cesty.<\/p>\n<p>\u010co sa t\u00fdka v\u00e1\u0161ho auta, d\u00f4le\u017eit\u00e1 je najm\u00e4 <strong>platnos\u0165 povinn\u00e9ho zmluvn\u00e9ho poistenia (PZP)<\/strong>, ktor\u00e9 mus\u00ed ma\u0165 ka\u017ed\u00e9 motorov\u00e9 vozidlo. V\u010faka PZP bude pr\u00edpadn\u00e1 \u0161koda sp\u00f4soben\u00e1 va\u0161\u00edm autom uhraden\u00e1 aj v zahrani\u010d\u00ed. Dokladom o PZP je <strong>zelen\u00e1 karta<\/strong>, ktor\u00e1 ako medzin\u00e1rodne platn\u00fd doklad potvrdzuje, \u017ee va\u0161e auto m\u00e1 PZP uzatvoren\u00e9. Zelen\u00fa kartu dost\u00e1vate pri uzatvoren\u00ed PZP, v\u00e4\u010d\u0161inou e-mailom v elektronickej podobe. Je platn\u00e1 na obdobie, na ktor\u00e9 m\u00e1te platn\u00e9 PZP. Odpor\u00fa\u010da sa ju ma\u0165 vytla\u010den\u00fa a v aute.<\/p>\n<p>D\u00f4le\u017eitou \u010das\u0165ou PZP s\u00fa asisten\u010dn\u00e9 slu\u017eby, ktor\u00e9 m\u00f4\u017eu by\u0165 ve\u013emi u\u017eito\u010dn\u00e9 pr\u00e1ve pri cestovan\u00ed do zahrani\u010dia. Tieto slu\u017eby zah\u0155\u0148aj\u00fa technick\u00fa pomoc ako odtiahnutie auta v pr\u00edpade poruchy a takisto pr\u00e1vnu pomoc, ktor\u00e1 m\u00f4\u017ee by\u0165 nenahradite\u013en\u00e1 pri rie\u0161en\u00ed komplik\u00e1ci\u00ed po nehode v cudzine.<\/p>\n<p>Asisten\u010dn\u00e9 slu\u017eby s\u00fa dostupn\u00e9 nonstop, \u010do znamen\u00e1, \u017ee pomoc m\u00f4\u017eete z\u00edska\u0165 kedyko\u013evek, bez oh\u013eadu na \u010das alebo de\u0148. Je d\u00f4le\u017eit\u00e9 ma\u0165 pri sebe <strong>kontaktn\u00e9 \u010d\u00edslo na asisten\u010dn\u00fa slu\u017ebu<\/strong>,<strong> ktor\u00e9 je uveden\u00e9 aj na zelenej karte<\/strong>, aby ste ju mohli kontaktova\u0165 hne\u010f, ako to bude potrebn\u00e9.<\/p>\n<p>Ak\u00fdko\u013evek typ poistenia viete v Allianzi uzatvori\u0165 jednoducho online. Ak si nie ste ist\u00ed a potrebujete sa poradi\u0165, nav\u0161t\u00edvte na\u0161ich finan\u010dn\u00fdch agentov, ktor\u00ed v\u00e1m ochotne poradia n\u00e1js\u0165 optim\u00e1lne rie\u0161enie pre v\u00e1s. Viac inform\u00e1ci\u00ed n\u00e1jdete na <a href=\"https:\/\/www.allianz.sk\" target=\"_blank\" rel=\"noopener\">allianz.sk<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Praktick\u00e9 tipy na cestu autom, ktor\u00e9 v\u00e1m zaru\u010dia skvel\u00fa dovolenku<\/strong><\/p>\n<p>* Venujte \u010das pl\u00e1novaniu trasy.<\/p>\n<p>* Skontrolujte si auto pred cestou.<\/p>\n<p>* Nezab\u00fadajte na pravideln\u00e9 prest\u00e1vky po\u010das jazdy. Ak m\u00e1te mo\u017enos\u0165, striedajte sa pri \u0161of\u00e9rovan\u00ed.<\/p>\n<p>* Zabezpe\u010dte si dostatok tekut\u00edn a \u013eahkej stravy.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>foto iStock<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; \u010ci u\u017e cestujete na dovolenku k\u00a0moru, alebo na ly\u017eova\u010dku do \u00c1lp, popularita dovolenky autom je st\u00e1le vysok\u00e1, preto\u017ee pon\u00faka mno\u017estvo v\u00fdhod. Ide predov\u0161etk\u00fdm o flexibilitu a komfort, ktor\u00e9 v\u00e1m umo\u017e\u0148uj\u00fa napl\u00e1nova\u0165 si cestu bez obmedzen\u00ed. Cesta autom pon\u00faka s\u00fakromie, pohodlie, dostatok miesta pre bato\u017einu, ktor\u00e1 je hne\u010f po ruke. &nbsp; Cestovn\u00e9 poistenie pri ceste [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":13771,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42,150],"tags":[],"class_list":["post-13770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-veci","category-zima-2025"],"_links":{"self":[{"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/posts\/13770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/comments?post=13770"}],"version-history":[{"count":3,"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/posts\/13770\/revisions"}],"predecessor-version":[{"id":13774,"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/posts\/13770\/revisions\/13774"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/media\/13771"}],"wp:attachment":[{"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/media?parent=13770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/categories?post=13770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.miaumagazin.sk\/home\/wp-json\/wp\/v2\/tags?post=13770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}